Thank you for your question. Please permit me to assist you with your concerns.I am sorry to hear that you were involved in an accident. However you are fine here, truly. Please permit me to explain why:It is generally the law to exchange information if the parties are going to pursue repairs. In this situation both of you chose to pretend the accident never took place. Since there was no personal injury to either of you, there is no need to report it to the police. Furthermore, by striking him, it would indeed have been your fault had he decided to pursue and it would be your insurance covering the damage. This is not a situation of a 'hit and run' since you both stopped, inspected, and chose to go on (no crime was committed). It sounds as if the other person took pity and decided to not make it into a big deal. About the only thing you could do is contact your insurance company to simply report the accident and what happened. But I must warn you that doing so may give them an excuse to raise your rates even if no coverage was paid out, so be aware of the risks. Beyond that continue driving as you were.Good luck.
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