Written contract-I believe so, but, it could have been oral. There is probably email documentation of the agreement, but, I never signed anything.
I never agreed to a due date, and repayment came in the form of a completed movie/project.
I never made any payments on the loan. I did, however, produce footage that he accepted (in 2005), which was part of the movie.
Yes, the owner of the company gave me the loan (to fund the production which he ultimately would have owned. I was an independent contractor to him)
18k=23k minus costs of footage he accepted.
No terms on the loan stating any repayment. If movie had been completed, that would have been the repayment.