Thank you for your patience. I do have some positive news here. In North Carolina the surviving spouse is NOT liable for the debt unless that spouse is listed jointly on the credit card accounts. But the surviving spouse does have a legal obligation to inform the credit card companies of the death of the spouse, and then close out all of the open credit card accounts. That would not make the spouse liable for the debt, but it is a means to ensure that no further charges are possible.Good luck!
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