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The other option is to file a lawsuit in federal court under the Fair Credit Reporting Act. You will need to show that you demanded the incorrect information be removed and the agency failed to remove it within 30 days. You will also need to be able to prove specific damages in relation to not qualifying for credit, e.g., higher interest, not qualifying for a loan.
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How do I go about filing a insurance fraud complaint/illegal billing against the doctor's office and get a refund?
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