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My husband had a work injury in October of 2012. He is still unable to return to work full time and is receiving compensation from workers comp. We are happy with the way the adjuster for the insurance is handling things so far. However, I have recently been told that I need to obtain a lawyer and file a suit because once we pass the one year anniversary we will no longer have this option. I do not wish at this time to disrupt the communication we have with the insurance company, but I want to make sure that I'm not unknowing and letting an signifigant deadline pass by. The injury happened in Louisiana.
Just so I understand correctly. If we do not file a suit before the year is up, then the insurance company is no longer liable for this life altering injury? Such as, they could decide not to cover anymore expenses related to the injury and we would not be able to file any legal suit.
I was worried that if we obtained a lawyer that workers comp would not be so accommodating. Thank you for the information, I will start looking for a lawyer today.