According to the collection guy (Northland Group) I spoke to the original creditor is AmeriCredit, now apparently known as Springleaf Financial Services. If that's the case, I believe this then to be some kind of balance owed on a repossessed auto from 10-12 years ago. (They are telling me the balance owed is 2539.60). I haven't done anything on this in many years, possibly as many as 11 years. As I recall, the last time I may have spoken to them is when I asked them to produce documentation as to what the car resold for to validate my balance owed. I received nothing. I haven't been contacted on this ever since until now. By the way, this debt does not show up on my credit report. Thanks for your help.
Thanks for your expert help.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).