How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Dwayne B. Your Own Question
Dwayne B.
Dwayne B., Attorney
Category: Legal
Satisfied Customers: 32373
Experience:  Began practicing law in 1992
11068102
Type Your Legal Question Here...
Dwayne B. is online now
A new question is answered every 9 seconds

I co-signed an auto lease (Ohio) for a woman who was my mothers

This answer was rated:

I co-signed an auto lease (Ohio) for a woman who was my mother's home health aide. I am listed as "Borrower, and she as "Co-borrower" on agreement.
She registered and got plates. After a year she stopped paying. I tried to gain possession of the car - registered the vehicle and got separate plates. She did not give up the car and paid for the next year. Now she has stopped again. I maintained reg and plates.
1. Do we have equal right to drive the car, if I gain possession?.
2. Can I have the car towed to gain possession?
3. Can she be compelled to bring it in to the dealer for an inspection if I want to buy it?

JD 1992 :

Hello and thank you for contacting Just Answer. I am an expert here and I look forward to assisting you today. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification.

JD 1992 :

Is your name on the title?

Customer:

The title only lists VW because it is a lease

Customer:

we are both listed on the lease agreement

JD 1992 :

Is VW the other person?

JD 1992 :

Oh, I've got you now.

Customer:

Volswagon America

JD 1992 :

The paperwork determines your rights. I haven't looked at a VW lease to see if it mentions who has rights under it.

JD 1992 :

I don't think you can have the car towed under an agreement like this.

JD 1992 :

The only way she can be compelled to have the car inspected is if you take her to court.

Customer:

I don't think it addresses possession.

JD 1992 :

At this point, court is the best solution for you.

Customer:

how would i get her to court?

JD 1992 :

Have the judge issue specific orders as to possession, if it is yours, date to turn it over, orded of inspection, etc.

JD 1992 :

You would have to file a lawsuit and you are probably going to want a lawyer because his is kind of unusual.

JD 1992 :

You can sue her for the attorney's fees though.

Customer:

there is a year left on the lease. I am afraid of her ruining my credit or paying only sporadically

JD 1992 :

Since she has already done it once I think the judge would be inclined to grant your requests.

Customer:

are you saying I can bring suit for a judge to determine possession?

JD 1992 :

Correct.

Customer:

I arrange that via an attorney?

JD 1992 :

Correct again.

Customer:

would she have to be served in person to acknowledge that she was being sued?

Customer:

I have to find her first!

JD 1992 :

Yes, there are some ways to get substituted service if you can't find her or she is dodging service but the court prefers personal service.

Customer:

and again, I assume my attorney could handle that?

JD 1992 :

Correct.

Customer:

OK....got it. I will find an attorney who specializes in this.

Customer:

thanks

JD 1992 :

You're welcome. The court should be able to get this resolved for you.

JD 1992 :

Anything else I can assist with?

Customer:

RE my registration and plates... If I had opportunity to switch plates if she were parked in a public place, would that be legal?

JD 1992 :

I can't tell without reading the agreements.

Customer:

ok.... I'll stick with getting an attorney and leave the cute stuff fir TV!

Customer:

thanks again

JD 1992 :

That's always best.

JD 1992 :

Bye.

JD 1992 :

Best wishes to you on this and please don't forget to leave a Positive Rating (of course I’d suggest Excellent!) so I get credit for my work. The website only gives credit to the expert if you give a Positive Rating.

Customer:

will do

Dwayne B. and 2 other Legal Specialists are ready to help you
Thank you very much for the Positive Rating. Please come back and visit us if you have any new questions and feel free to ask for me by placing “FOR JD 1992” in the subject line or as the first words of your question and I will pick up as soon as I see it.

Related Legal Questions