Hello and thank you for your question. For over 34 years I have answered questions just like yours. And I look forward to assisting you.
You are correct that a bankruptcy is public information. And it drops off after 10 years. Likewise, the application asks if you EVER filed a BK. So you must answer yes. However, once you give the date, they will realize that it is more than 10 years and it should not have any affect. If it does, there are other bonding companies out there that you can apply to. Note, if you do not disclose it, and somehow it surfaces, the bonding company will file a petition with the BK court and allege fraud which you do not want as fraud in a bankruptcy proceeding is treated very seriously and can result in both a fine and a jail sentence. I have seen this happen so it is better to tell the truth. I wish you well.
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