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I am sorry to hear that this is happening to you as it is so many other students and parents. The student loan crisis is going to be the next major financial crisis to hit the US since the housing crisis. As far as student loans go right now, I am sorry to state that legally there is little that can be done with them, as these loans cannot be forgiven or even extinguished in bankruptcy and they can continue to pursue those payments and even garnish income that is not typically capable of garnishment in FL, such as wages or even pensions.
As far as the home foreclosure, you do not mention what your attorney has tried, but typically when a foreclosure is going on with this particular lender, because of all of the fraud that has been committed with their loans (such as robo-signing the notes) the attorney will conduct discovery and make them produce the original loan documents including the note and also will conduct a forensic
loan audit to try to find illegal clauses in the lease
to force the bank to negotiate with you or risk losing the loan. If you are already dealing with a local attorney that is the best thing, since most of these firms online or in the mail who advertise they will save your house are mostly scams and all they will do is take your money. Thus, you need to get your attorney right now to conduct a forensic loan audit and get the original loan documents so they can seek to prove BoA acted improperly in your loan to try to save your home as this is really going to be the last chance if the bank will not consider negotiating with you.
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