The lawn guy is an independent contractor; he does have his own insurance and he does not admit to scratching the vehicle.
The tenant claims he has evidence that he did, but I have not independently verified this.
Thank you for your follow-up, John. I appreciate the additional information.In that case this is not your liability. While you are generally liable for the torts and violations of your employees, you are NOT so liable for those who are your independent contractors in your employ (hence why I asked if they were independently bonded and licensed). If that is the case, then the tenant's recourse is not against you as you did not harm his vehicle but against the sole party who caused the harm, in this case the contractor. The best suggestion is to sit tight, have the contractor deal with this, and disclaim personal liability based on the other party's status as a third party and not your employee.Good luck.
John,You are MOST welcome, truly! I am happy I was able to find you a positive solution! If satisfied with my work, kindly do not forget to positively rate my answers to you so I may obtain credit for my work. Thank you!
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