Thank you for your response.
If they get a judgment against you, under PA law they cannot garnish wages except for limited circumstances (not that you have a job right now):
- judgments for child or spousal support
- obligations relating to final divorce distribution
- PHEAA student loans
- back rent on a residential lease
- as restitution for criminal matters
- for certain types of taxes
Aside from that, all they can do if they get a judgment would be to hold it to seek to enforce it in the event you get any money in the future, since you have nothing at this time. Of course, you could also consider bankruptcy which would extinguish that judgment and all of your other unsecured debts.
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