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I wish to speak with you live by phone. I can be reached at (XXX) XXX-XXXX. The cheapest a local attorney would take my case is $350.00 per hour. I cannot afford to put out that type of money. One attorney at NACA said he no longer did this types of lidtigations. I have a case against BofA. I know it and they know it as well. I need an attorney to speak up for me.
It's really a sad day in America when banks and other lending institutions that have been clearly found guilty of committing a crime, and they "get away" with it. It's not easy being the wronged consumer and in my case, nothing has been done to "right-the-wrong." I thought "Law" so supposed to right/wrong. I tried the State Bar of the Commonwealth of Virginia. Virginia is a conservation state. If I lived in the state of California, this type of criminal activity would be prosecuted. The AG in California and the DA of Orange County "do not play." BofA clearly stated in one of its letters to me: "In an effort to continue exploring all possible refinance options, Mr. Joseph Severini is available for your assistance. Mr. Severini can be reached at 1.XXX-XXX-XXXX Monday through Friday from 8:30 am to 5 pm Eastern. I urge you to continue to work closely with Mr. Severini throughout the refinance process."
Fannie Mae, our investor, at the time was willing to show Mr. Severini how to write The Manually Underwritten HARP 2 loan. They had a team of experts called The Customer Account Mortgage Solution Team who suggested that BofA give them a call and Fannie Mae would "walk" BofA through this process of how to write the loan. That's when Mr. Severini clearly stated: "I can't help you I would be losing money. I am in this business to make money." BofA is guilty of FRAUD and Misrepresentation on behalf of our Customer Relations Manager as well as the Customer Advocates from the Office of the CEO and President. I just need an attorney to hear the facts. By the way, Mr. Severini is no longer with the company; and rightfully so. He should not be with BofA.
I just want to be compensated for some of our loss. Our monthly mortgage payment with BofA since September of 2008, was $1773.44. Unfortunately, $1,626.99 of our monthly payments was made toward interest payments alone. This is absurd! If nothing else, we should be compensated for the interest payments made until the loan matured.
Again, I know that BofA is really to grant some type of compensation for our loss. I just need someone who is not afraid to take a stand with me against this criminal activity. I need to be an advocate for the least of these; myself included.
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