Pam, thank you for the additional information. Based upon the amount of money which was changed on the credit card, the girls would be charged with a felony(s) and going be facing a probationary sentence or even jail/prison, based upon their prior criminal history. When you contest the charges with the credit card company, they are likely going to ask you questions about what happened. You certainly do not want to lie but they may require that you file a police report and report this, if you want the charges taken off, in your dispute. Moreover, the girls would also be required to pay restitution
, as part of the sentence, since the credit card company would want to be repaid, if they refund your account, since they would be out the money they paid the merchants. As far as the cars go, if title is in the name of the other party, they would have to agree to transfer it to your name. If you were on the loans
and paid them off, that would only end your obligation to pay and liability on the loan. Since their name is on title, they are the owners, so you would need to have a legal basis to get title in your name, if you were doing them a favor and bought the car as a gift. If there was a condition imposed on the car, then you could have a legal basis to take them back, if they failed to comply.
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