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If you believe that the debt settlement company has breached its contract with you and is ignoring its obligations, you have the right to file a breach of contract action against them. In Michigan, you may file this action in small claims court (anything less than $5,000.00), and do so effectively without the need for an attorney: http://courts.mi.gov/Self-help/center/casetype/Pages/SmallClaims.aspx
It may be cost effective to first write the company a "demand letter" in which you identify your claim and your intent to pursue your rights in court. Some attorneys like to attach a copy of a completed complaint that they intend to file if the defendant does not respond within a certain period of time (2 weeks or so in most cases).
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