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My mother in law went into an assisted living center and does not have the income to cover the full monthly amount. She does qualify for VA assistance and we have applied but, it can take up to one year for it to kick in but, at that point will retro back. The center has a lending company that will pay the shortfall and then be reimburshed when the assistance comes through charging interest. My brother in law was handling this but, turns out he is not very credit worthy so my wife and I had to be added to the application. They emailed all the loan information including our information to my brother in law who honestly can not be trusted, has had some not so good history. At no time did we authorize this to occur. I in fact have never spoken to this company until this morning with I called and expressed my concerns.