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Yes I am unfortunately aware of the credit card situation .. I was under the impression that as a community property state the tax rules had changed around 2008/9 so that each spouse filing separately had to include half of their income and half of their partners?
I'm thinking of putting my house into a corporation .. would that afford it the same protection?
What is community income then? I assumed it was the combined income of the marriage so to speak? Until we divorced I thought the worst my ex was, was a repeated cheat, and a heartbreaker .. if only! I now realize that unfortunately marriage just makes you financially and legally responsible for reckless spouses! Sorry .. had to vent .. until now I've had perfect credit :/
sorry .. little ones needed attention
sorry to hear you had a similar marriage
he hadn't been filing for years and I forced him to because its the right thing to do! He didn't file until 2010 so I'm going to use that to explain why I could not have included it in my 2008 2009 returns and although not divorced I started filing head of household in 2010 or 11 as his behaviour had already amounted to him abandoning the marriage and me being solely responsible financially for caring for our family .. using savings and credit .. now I need to find/start a career so I can finally sleep easier .. he pays none of the debt and no child or spousal support .. thats just his MO I discovered after we married .. urgh
do you have any advice for dealing with the credit card companies?
the credit debt is not that old .. largest card has $30K owed and I had to stop paying a year ago .. min went up to about $750 a month and they said I didn't have enough income to qualify for a payment plan ..
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