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Thank you, but two questions still linger. 1). Why would the association insurance pay for claims that arise that are NOT on association property (an accident would occur on the public road, which is not covered in our policy, and 2) why is there a distinction between crossing the road and traveling on the road. As I understand it in pennsylvania both acts are illegal. Thank you.
Well on the first part I will certainly look into it, and see if our insurance does, or can cover us. That would be great. i still don't see how the golf course exception helps us Though. We are not a resort and do not have any golf or recreation for that matter. It is a planned community. If crossing is in fact illegal does that fact alter your conclusion? Thanks.