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Thank you for your question. At present, payday loans are illegal in the state of North Carolina, including online payday loans. The very nature of payday loans are sketchy, and some of them are outright scams (which is why North Carolina has criminalized them).
The state Department of Justice investigates and prosecutes payday loan operations. You can file a complaint with them online at the following web address: http://www.ncdoj.com/getdoc/59be4357-41f3-4377-b10f-3e8bd532da5f/Complaint-Form.aspx
Alternatively, you can also telephone them at (919)(NNN) NNN-NNNN/span>
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