I have heard that a note from an MD stating that the person is unable to work may be helpful. Is that true? Does it matter what kind of doctor? Ours is a general practitioner. Is there magic wording for such a note/letter?
Good background. Is there more specific info on format for a doc letter? Websites with advice in this area?
what do retired people do when they run out of savings?
what about a 62 year old guy with 80 IQ and bad back?
what social programs are available federally? Any direction for California?
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