Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.
Good afternoon. This is likely a total scam. There would be no restraining order in effect against you without you having been made aware. This is likely a continuing of the efforts of unscrupulous collection agencies and attorneys to collect amounts not even due. But, you can get this stopped. Send them a certified, return receipt requested letter explaining that you have no knowledge of any such debt and demand that they provide you evidence of both the debt and their ownership
rights with respect to the debt which would give them the right to collect. Also demand they immediately cease and desist all further efforts to contact you and/or anyone else to collect this debt other than to respond specifically to your demands. Inform them that any efforts to do otherwise will constitute a violation of the Fair Debt Collection Practices Act and that you will report each and every violation to the Federal Trade Commission
. Each violation carries at least a $1,000 fine, so that should be the end of things for you.
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