Hello and thank you for contacting Just Answer. I am an expert here and I look forward to assisting you today. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification.
I'll answer the questions one at a time, as you asked them.
If he gets very ill, am I resonsible for his medical bills?
Only if you sign something saying you are responsible for them.
You would need to be very carefully if you sign him in at the doctor's office or the hospital because they usually have a paper in there where you agree to be responsible for any charges.
if I divorce him, would I still allowed to be on the home deed ?
I am in LOUISIANA
Typically, no. The judge usually divides the house at divorce if it is at all possible. Sometimes it is not, because of finances, but if possible the judge will divide the house and remove someone's name.
Could I do a quit deed at the time if his inhability to pay the note, to free me?
You can quitclaim the property interest back to him if you choose to do so. Ownership of the property and responsibility for the debt are two different things although your ownership makes you responsible for some part of the taxes.
Did you have additional questions?
See I am in Louisiana and that is what is so dificult, community property.
I'm familiar with the situation in LA.
Community property state
While it is a community property state, the debt works a little different than property ownership.
I have actually considered divorce, but I love him.
It is an urban myth that spouses are automatically responsible for all debt of the other spouse in community property states.
While there are a very few unique situations where a creditor can pursue both spouses, it is extremely rare for them to do so.
Are you there?
They can only pursue if it is a cost for a "necessity of life".
Can you see my responses so far?
It looks like Chat may be having a problem so I will switch this to a regular Q and A.
I am in a community property state, Louisiana. That is the big delimma. Would a divorce be a better solution? That is all I need to know. I do not sign anything as far a responsibility, but Louisiana is different. I Love my husband and want to stay married, but we are getting older,now and I worry. TYVM. I did not get all of my answer. I am willing to pay the $36.00 to get an answer.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).