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I'm from N.Y and no one received a citation, I wasn't charged. the insurance company did an investigation and found me at fault. I have to pay for my own repairs but I'm held responsible for the other cars.
My insurance company sent me a letter suggesting I get a lawyer since the property damage claim may be in excess of my 25,000 Property Damage Liability Coverage . I have a 2000 Honda so I only have Liability coverage since I own it.
there were 2 other cars involved, will they all have to sue me or is this all in one claim? Just want to know what I might be in for. after I get a lawyer do they handle everything between insurance companies or do I have to do any leg work. Are you saying knowing that he had lied he would probably take the pay out?
One more question .When I was hit I didn't hit anyone else, the truck hit the others. Since I'm "responsible" they file a claim with my insurance or the trucks?
Thank You. I feel a little better but I'm so disgusted how people will lie and I'm the one who has to sit and worry about all this because of someone else's carelessness while they're driving. Also I have to pay out of my own pocket to fix my car for an accident I didn't cause. Life is not fair. Can I sue the truck driver to get back what I had to spend on my car? I just want my life to get back to normal and not have to stress about this. Thanks again!
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