I had a gym membership but was unable to use it because of my fibromyalgia. A specialist in TX told me I shouldn't even be vacuuming my own house, let alone participating in gym activities. She said I need a heated pool, which my gym does not have. And
she said that yoga might help, but I need to "begin at the beginning of the beginning" and not in a class setting. She advised that I get some DVDs and try it at my own pace at home. The gym does have a yoga class, but it's an intermediate class that the instructor
tries to "dumb down" for those who can't keep up. After returning from TX, I visited my primary care physician - who has treated me for over five years - and he wrote a note asking that I be released from the contract
due to my fibromyalgia. The gym owner,
who admits to having no medical training whatsoever, declined to release me saying that exercise is the best thing for my condition. When I pointed out to her that the contract does indeed give relief for medical reasons, she told me she reserves that only
for people who have become paralyzed in a car accident
or seriously maimed somehow. The contract, however, has no "qualifiers" for the medical release; instead, it just says medical reasons. When I stopped payment on the automatic bank account withdrawals,
she turned me over to a collection agency. Obviously I told the collection agency that I dispute the validity of the debt, but how can I prevent this from ruining my credit?