Every U.S. jurisdiction has approximately the same incorproation filing requirements, though fees differ in each state. In LA, for example, you would file:
1. Articles of Incorporation
2. Disclosure of Ownership
Once you organize your corporation in one state, you register it with another state as a foreign corporation. Information is available at the Secretary of State
website for each target state.
After that, you would apply to each State Department of Financial Regulation or Banking to be licensed as a consumer lender. Each state will have different requirements, and frankly, you may have difficulty satisfying those requirements with only $60,000 in assets.
Assuming that you receive your license, then you can operate your lending business in those jurisdictions.
Whether or not one state or another is more or less difficult to operate in is really a matter of opinion. My opinion is that California is always the most difficult state to deal with. Texas is frequently the easiest.
I hope this at least starts you down the right road. If you need more info, please feel free to ask.