There are two issues here: (1) Who is legally correct, and (2) what can be proved.
With regard to the first issue, you are legally correct. You've made an oral contract
(please note that "oral" is not the same as "verbal" -- "verbal" refers to either oral or
communication). Ordinarily, oral contracts for the sale of goods cannot be enforced if they are over $500. But there is an exception when the seller accepts the benefits of the bargain. Here, the seller has allowed you to pay for the camper, so he has accepted the benefit. Accordingly, assuming that you can prove the terms of the oral contract, you should win in court if it comes to that.
The second issue, however, could be a problem. What can you prove? It may be rather difficult to convince a judge that you had a oral contract if your only evidence is your own testimony
. Granted, you do (presumably) have proof that you've been making payments, and that should go a long way because it probably wouldn't make sense that you would make payments out of the goodness of your heart. At the same time, the other party can argue that your payments were merely an agreed upon "rent" for using the camper, and that he never intended to sell you the camper. Since the title is in his name, he'll have the right to take the camper from you (though he cannot trespass to get it). Ultimately, if a lawsuit is filed, you would have the burden of proving the existence of the oral contract. So, while the law is on your side, I'm not sure that the facts are on your side. It just depends on how convincing you are in court.
As for Monday's payment, I would not make it until you have straightened this out with the other party.
Does that answer your question? Please let me know if you need clarification, as I am happy to continue helping you until you are satisfied. Also, your positive feedback is much appreciated. Thank you for using our service!
If you would like to direct additional legal questions to me in the future, then please type "To VAMD" in the subject line of your question.