Have Legal Questions? Ask a Lawyer Now.
Hello and welcome.
My name is XXXXX XXXXX my goal is to provide you with excellent service today. I am sorry to hear of your difficult situation. Before I can give you an accurate answer to your question, please provide the following additional information:
The son who was driving is not listed on the insurance policy as an excluded driver is he?
I look forward to assisting you as soon as I have received this information. Thank you.
He is not listed as excluded. He doesn't normally drive the car.
I hope this helps clarify the situation for you. Please remember to rate my service once you have all the information you need so I will be compensated for my time from the deposit you posted with this website. If you have any other questions, please ask me – I’ll be happy to respond. Thank you!
Thank you for your response. It is full coverage insurance. Do auto insurance policies typically say that they only cover the stated drivers?
Ok. What about the fact they may believe my brother is a resident at my apartment and the car is garaged here. Because my sister is listed as the benefactor to my father's estate and the title hasn't been signed over, does that make her residence the household that the policy is considered to be under? The policy states, "are all operators listed? Failure to list a household member or any individual who customarily operates your auto may have very serious consequences".
mine is now. He does live here now, although he stays at his mother's sometimes too and has been listed under that one for student loans and some mailings. I'm not sure what his official residence would be considered to be or how to determine that.
But I believe he legally lives with his mother and just stays here at times, which isn't untrue. Is that not grounds to state that he isn't a resident here?
he's 21 years old, so no one has custody of him.
ok he is just staying temporarily. Last question. Since he has been staying here at times he may have said that he lives with me in his recorded statement today, im not sure. If he did mistakenly say that even though he technically lives with his mother, can he retract what he said due to misunderstanding his statement?
Thank you very much for your positive rating of my service. It has been my pleasure to assist you and I hope you will ask for me should a future legal need arise.
If you receive a Customer Satisfaction Survey from JustAnswer, please consider scoring me a 9 or 10. It benefits my ability to assist you and other customers, and would be tremendously appreciated.
Thanks again and all the best to you.
Note: Please feel free to request me if you have future legal questions by typing your new question in the question box on my profile page. Here is a link to that page, which you can bookmark or add to your favorites: http://www.justanswer.com/law/expert-tina/. I look forward to hearing from you again should the need arise.