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John Legal
John Legal, Attorney
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I have 2 judgements against me filed in 1997 in Onondaga County

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I have 2 judgements against me filed in 1997 in Onondaga County Clerks Office in NY. I went to courthouse and they have NOT been renewed. Their website states judgments are good for 10 yrs on real property and 20 yrs on person. Does this mean they can put a lien on a car title or repossess a car if I buy one? Can they garnish my wages?
Welcome! Thank you for your question.

A New York judgment is good for 20 years under CPLR 211(b). This means that they can enforce the judgment against you for personal assets like a car, wages and bank accounts.

What you are reading on the website is that the judgment is a lien on the real property of the judgment debtor (your home) for only 10 years under CPLR 5203(a). They can renew the judgment for another 10 years against your home to go a total of 20 against the real property as well. Since it has expired without a renewal against real property, you can own a home and they cannot go after it.

You unfortunately have until some time in 2017 to wait before you can be in the clear on the judgment for personal property.

I cannot provide you with legal advise. I have provided you with information about the law related to your question. My answer, and any information that you find online, should not take the place of having a consultation with a lawyer in your area to advise you regarding your specific issues.

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Thank you,

John
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