My name is XXXXX XXXXX I'd be happy to answer your questions today. I'm sorry to hear that this happened.
Unless the divorce decree required him to continue providing life insurance for your benefit, once the divorce was final, he was free to remove you as a policy beneficiary
, with or without your consent. Unfortunately, that also means that, while it may have been morally wrong to trick you into signing the forms, legally, it's a moot point - he could have removed you from the policy following the divorce either way. It only would have been an issue if he had died before the divorce was completed.
A term life insurance policy has no value until a person's death. If that's the type of policy that he had, you unfortunately wouldn't be able to go back and ask for any portion of it. If he has the type of policy where premiums
paid are a cash asset that grow value over time, then you may be able to file a motion amend the divorce decree to request 1/2 of the value in the account at the time of divorce. That would be called a permanent life insurance policy.
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