How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Law Educator, Esq. Your Own Question
Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 110415
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
Type Your Legal Question Here...
Law Educator, Esq. is online now
A new question is answered every 9 seconds

Hello, I have a similar question, I received the same "subpoena

This answer was rated:

Hello, I have a similar question, I received the same "subpoena Duces Tecum for Deposition" for my wife, also Capital One Bank. She is 100% disabled for mental illness, her only income is SSDI for which I'm the representative payee. She has no assets, we have two old cars but her name is XXXXX XXXXX titles with mine, can anything happen to the cars ? she has been staying in NY since April and I doubt she will be here for the deposition date what will happen ?

Thank you for your question. I look forward to working with you to provide you the information you are seeking.

She is essentially what they call judgment proof if she has no assets to be seized and her SSDI cannot be levied as those are exempt. Thus, for the most part they cannot get anything from her. However, you should notify the creditor's attorney in writing of her medical condition/mental condition and that she is not competent to testify on top of her not having any assets that can legally be garnished or seized for the debt.

Thank you so much for using I truly aim to please you as a customer, but please keep in mind that I do not know what you already know or don't know, or with what you need help, unless you tell me. If I did not answer the question you thought you were asking, please respond with the specific question you wanted answered. PLEASE use REPLY to EXPERT if you would like more information or if you feel something was not included in your answer.

Kindly remember the ONLY WAY experts receive any credit at all for spending time with customers is if you click on OK, GOOD or EXCELLENT SERVICE even though you have made a deposit or are a subscription customer. YOU MUST COMPLETE THE RATING FOR THE EXPERT TO RECEIVE ANY CREDIT, if not the site keeps your money on deposit.

Also remember, sometimes the law does not support what we want it to support, but that is not the fault of the person answering the question, so please be courteous.

Law Educator, Esq. and 6 other Legal Specialists are ready to help you
Customer: replied 3 years ago.

thanks for the prompt response! so my cars are safe?

Thank you.

Related Legal Questions