OK. Then that means that there is not a defense under statute of limitations
In this case, you can look at it two ways:
1. You can declare bankruptcy. This will stop any lawsuit against you and will require the creditors to seek payment through the bankruptcy court which will create a payment plan for you given your limited income.
2. Ignore it and allow them to get a judgment against you. If the only income you have is social security, this is exempt from seizure by a judgment creditor
. If you do not have a second home or a lot of extra property (two cars, jewelry, etc), then there are no assets that the judgment creditor can get from you. If this is the state of your assets, then you are what we in the legal profession call "judgment proof." It means that someone can get a judgment against you and it is basically worthless because you can't pay it and there are no assets to seize to satisfy it.
These are your two options as I see it.
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