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So they cannot garnish the SS check but they can "levy" her account with the SS already direct deposited in it correct? Can she/we/I just open a seperate account in my name and and place her remaining small life insurance funds in that account, leaving the original account for the SS direct deposit only?
So in otherwords if 2 seperate accounts are established, 1 with SS check and 2nd with life insurance funds, they would be more likely to go after the one with the life insurance and not SS?
I am her son and legal power of atty. I am a co-signer on the account. Do you still feel it would be a fraudulent conveyance if I withdrew all but the SS direct deposits. I will also contact legal aid services in the county as well, but are you aware of any other way out of this mess.
She is a very old woman and will not be re-occupying the home, ever. If she spends what little she has in savings on the taxes she will basically not have enough to live on with just her SS income.
And i thank you very much for your time and patience.
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