Hello, and thank you for contacting Just Answer. I am an expert here and I look forward to assisting you today.
Are you permanently disabled?
The only way for you to be able to discharge student loans completely is if you are permanently disabled. You can't even discharge them in bankruptcy.
The lender will have an application than you can complete and will usually require medical certification.
You asked how can you get a discharge, that is how you can get student loans discharged. It is the only way. If your doctor will state that it is a permanent disability then it is possible to get them discharged. Otherwise all you can do is get a forbearance until you either recover or you know that it is permanently disabling.
Can you explain how that happened?
How did they wrongfully certify your eligibility? Did they do it when you were not in school?
I don't understand how it was a wrongful certification, can you explain?
How were you not eligible?
How did them certifying you as eligible harm you? Did they get paid despite the fact that they knew you couldn't complete school?
You should be able to sue them for that then. It is a form of fraud and you could seek to recover whatever damages they cost you. It could also be a breach of contract although that's not quite as clear.
In Ca the statute of limitations on breach of contract is 4 years on fraud it is 3 years.
either 2014 or 2015 and the month and date they committed the act. I don't think you'd look at when you were dismissed for it though, if you are looking at them falsely certifying you then it would be either 3 or 4 years from the date they did that.
Anything else I can assist with before I exit and help others?
Best wishes to you and I hope everything works out well.
Please ask any follow up questions in this thread. When all of your questions have been answered, then I would ask that you give a Positive Rating (of course I'd suggest Excellent) since that is the only way I get credit for my work and also please consider clicking "BONUS" as a nice way of saying "thanks" for a job well done, although this is neither required nor expected. When looking at the answer I ask you to bear in mind I can’t control what the law is and whether it helps you, I can only tell you what it says, and I assume you want truthful information.
However, please do not issue a rating of any kind until all of your questions have been answered and please use the Reply button to ask additional questions or to provide answers to my questions.
You would want to use a lawyer wherever you were going to school. That's where you would have to sue them.
*******JD 1992 : I can be available tomorrow evening at 8:00 PM CST if that is agreeable with you.*******
I can not make it. Could you please make it at 12 noon or 1:00 pm?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).