Rear ended on a highway due to driver falling asleep at wheel. $7900 in damages to car and out of work for 2 1/2 weeks with concussion and now in pt for pain in neck and back. What are the requirements in Colorado for providing insurance company with medical documentation? How far back are they permitted to request?
I had just purchased my car new (2013 Jeep) in January. Is a Diminished Value claim worth filing?
Thank you so much for using JustAnswer.com. I truly aim to please you as a customer, but please keep in mind that I do not know what you already know or don't know, or with what you need help, unless you tell me. If I did not answer the question you thought you were asking, please respond with the specific question you wanted answered. PLEASE use REPLY to EXPERT if you would like more information or if you feel something was not included in your answer.
Kindly remember the ONLY WAY experts receive any credit at all for spending time with customers is if you click on OK, GOOD or EXCELLENT SERVICE even though you have made a deposit or are a subscription customer. YOU MUST COMPLETE THE RATING FOR THE EXPERT TO RECEIVE ANY CREDIT, if not the site keeps your money on deposit.
Also remember, sometimes the law does not support what we want it to support, but that is not the fault of the person answering the question, so please be courteous.
Made a typo - $7500 in damages... nevertheless i was able to work from home on most days for a few hours, but unable to drive for 2 weeks, unable to perform my day to day, and my memory is just starting to return... spotty on short term. I have 3 years to settle in Colorado, but curious how long I should actually wait to settle based on my ability to return, my recovery from Physical Therapy, etc.? Thank you for the response thus far.
Spoke to the State Farm claim rep today... i have a separate insurance firm. Stated there is a MAX of $25,000 (i guess on the at fault parties insurance) and my hospital bill was $15,000 alone. What options to I have as she stated there is no reason to wait around on this and move to settlement; moving to approve the full $25,000 and pay whatever is remaining to me as settlement).
I am in PT which is approximately $60-100 a session, with about 6 sessions left and State Farm is planning to settle (with this $25k) with my insurance company (TRICARE). I have under insured coverage on my own policy, but unsure how this works... thanks in advance.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).