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You say that you are going to challenge a default judgment. Have you filed your opposition to the default yet? This is the motion you file in court to challenge the entry of judgment as opposed to checking the box and returning it on the garnishment order. You can learn more about the motion to set aside here: http://michiganlegalhelp.org/self-help-tools/consumer/setting-aside-default-or-default-judgment-collection-cases#getting-a-default-set-aside
The proper objections to a garnishment order can be found below:
(The source for this is here: http://www.macombcountymi.gov/prosecutorsoffice/pdf/restitution-garnishment.pdf)
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