I live in Washington state. Three years ago, my daughter joined a competitive cheer team; I signed a contract
for the season and paid all the expenses. The following year, she was 18 and rejoined against my wishes. I did not sign a contract for the second year, she signed it. She made the payments from her own bank account and credit card, and it was well known by the owner/coach that she was paying her own way. The goal of this team was to win a bid to the Worlds competition, requiring a very high skill level, and it was standard practice to be lenient or not even charge team members who had these skills. My daughter was in that category.
When the year was over, she had a balance due around $2k. She has made payments every month since the season ended, based on a verbal payment agreement, and still owes about $800. Without any notice or warning, the gym sent me to collections for this balance. I have sent a dispute/validation letter to CA via CMRRR, but so far (11 days since it arrived) tracking shows they haven’t picked it up. The amount claimed by CA is not correct based on my daughters last statement and her records of payment. Signed contracts are standard practice at this gym. My name is XXXXX XXXXX the statement although my daughter requested it be changed, but they did not do so. All goods and services were received and paid for by my then 19 year old daughter, how can I be responsible?
My position is that this is not my debt. The owner/coach is known for sloppy accounting practices, as well as unethical treatment of customers and team members, and does not respond to inquiries. My daughter has always intended to pay this off. But how and to whom should she pay, and how can I be sure my credit report
and prevent it from ever showing up again? If I negotiate with or send her payment to the CA, will that imply that I owned the debt? Should she keep making payments to gym? What if the CA does not accept my DV sent CMRRR, should I send another a different way? Do I have any claim against the gym?