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If you have an insurance plan, this is considered a contract
. If the insurance company is denying or delaying treatment without any justification, then this is considered a bad faith breach of contract
with you to provide care. If the doctors are not providing you proper appointments because of your insurance company and you send a letter to your insurance plan that their denials are in bad faith and as such you will pursue them for breach of contract in bad faith and see punitive damages
for their delaying your care.
However, one thing the insurance company cannot do is force a doctor to see you if they do not have any openings or it is not a botox day. If the doctor is willing to see you early and the insurance company is refusing to allow this, then it would be the fault of the insurer and you have to send them a letter informing them their denial is bad faith and your doctor needs to send a letter informing them that seeing the doctor a week or so early would be medically appropriate. However, if the doctor has no space for you I am afraid that legally you have to wait for the appointment.
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