co-defendant is on note and mortgage to orignal loan
FROM HOMEBOUND BANK/MERS bought by FLAGSTAR SEPT. 2011
AFTER they started collection and forecloser efforts. (foreclosure by non mortgage owner??)
Co-owner/defendant was gifted the joint tenancy by myself ,she stopped 50% payments in 2010 as per our agreement causing this foreclosure. She does not oppose the foreclosure and is represented by a Lawyer.
They didn't attend the eventual mediation(not opposing) which Plaintiff used, improperly, as an excuse to refuse discussion,negotiation at the mediation with ME, a seperate enity,,opposing. It is my position that their refusal to mediate with me is another example of not complying with a court order, deserving sanction and combined with afore described noncomplying acts deserving of dismal. Aleast continuance to afford me time to complete, applications already underway. APPLICATIONS IN PROCESS including RMA for Making Home Affordable Program, ; FL. Hard Hit Program for mortgage assistance run by HUD (freddie mac who is connected to my mortgage) requring Flagstar cooperation. In addition I have a verbal ok for a Reverse Mortgage but that is held up by non participation of co-owner who agrees to providing a quit claim deed but not until refinaincing is secured. Co-owner is under investigation by a NH County attorney for felony ID Theft, Fraud and Theft by deception. Myself being the victim (charges coming in 2-3 wks) I included this relevent action by way of a cross claim in my answers to original summons but have had no action or acknolegment of my claim by the court or Plaintiff. I Attach copy of my motion to be filed tommorow AM.
My original question and optioal facts above go to your response question. This pro se defendant needs counciling obviously!!