Good afternoon. I'll be assisting you with your question.
How much is owed on the vehicle?
I really didn't know I was the co signer since Capitol One said no to me and told me I was denied. They even sent me a letter but unfortunately I didn't keep it.
OK. A cosigner of a loan does have certain rights in the same way as the original creditor does (in your case, Capitol One).
What do you mean
You are entitled to notice from the seller of these rights, which include:
your right to redeem the car and when you can do it
if the creditor is selling the car at a private sale, the date of the sale
if the creditor is selling the car at an auction, the date, time and location of the sale, and
a calculation of the deficiency balance (or surplus, if applicable), including a description of fees and charges.
so I can go get the car and finish paying for it and keep it myself
At some point, yes. Once the loan gets a certain amount behind, Capitol One is required to give you notice of when your right to repossession arises. At that point, you can repossess it.
That's what .I needed to know thank you very much for your help
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