Have Legal Questions? Ask a Lawyer Now.
I chose metlife through my employer Midcoast aviation (jet aviation) at the time. it was for a discount rate on home insurance, so I switched insurance companys. Chase Home Mortgage pays out escrow which includes home insurance.
Hello. Another expert here, and I'll try to assist. There is no way that HO insurance could have cost that much in Indiana. Even force placed insurance that is obtained by the lender when the owner can't or doesn't make the mortgage payments and which is the most expensive coverage you can buy, wouldn't be that much for a home like yours.
It appears that you have been overcharged since 2007. Your complaint should be directed to the Indiana Department of Insurance, not the Federal Trade Commission, which has nothing to do with consumer complaints. http://www.in.gov/idoi/2526.htm. I also think that whoever the agent was who sold the policy through your employer did you a disservice. Suggestion: Call one or two local insurance agents to give you a quote on insuring your home. I think you will be pleasantly surprised and will want to switch companies. Suing for a refund might be difficult, so an attorney should be employed for that.
I hope this information is helpful and that you will enter a positive rating. I thank you for submitting your question to Pearl-Just Answer. We appreciate your business. If you need clarification or additional information, please send me a Reply and I will be happy to explain further. Please consult a local attorney to verify the accuracy of this information according to your state's laws.