Hi, Lois, please accept my apology for the delay. The website has been experiencing technical problems, one of which is difficulty in transmitting Notifications to the expert that the customer has replied to the Information Request.
1. In Answer to your question, if the credit card debt he accrued is for personal items that would benefit only himself, then you cannot be held responsible. Even for the other debt, you can say that you never agreed or consented to using credit cards anymore because he is irresponsible with credit cards and you should not be held responsible for charges that you were never even aware of;
2. Regarding the changes to the truck, he should have known better, and it was very inconsiderate of him to make those changes, but unfortunately, co-owners have equal rights to the vehicle and although he infringed on your ownership rights, he could make the changes. You could argue that because he infringed on your ownership rights, he should pay you the fair market value of your interest in the vehicle,
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