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1. Were the credit card debts for purchases for himself ?
2. Was your name also on the title to the truck ?
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1. In Answer to your question, if the credit card debt he accrued is for personal items that would benefit only himself, then you cannot be held responsible. Even for the other debt, you can say that you never agreed or consented to using credit cards anymore because he is irresponsible with credit cards and you should not be held responsible for charges that you were never even aware of;
2. Regarding the changes to the truck, he should have known better, and it was very inconsiderate of him to make those changes, but unfortunately, co-owners have equal rights to the vehicle and although he infringed on your ownership rights, he could make the changes. You could argue that because he infringed on your ownership rights, he should pay you the fair market value of your interest in the vehicle,
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If we get a divorce and my ex-husband does not want to sell the property, can we still both agree to own property and pay mortgage on it ?
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In Answer to your question on holding property after divorce, rather than selling it, Yes, you can still hold onto the property if you don't want to sell. The only difference will be in how title is held. If you bought the property during the marriage, then you probably held it as "Tenants by the Entireties". Since this form of title can be held only by a husband and wife, you and your husband will hold title as "Tenants in Common". _____________________________________________________________________
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