WALLSTREETLAW : Hello I am a licensed attorney. I am here to help answer your questions. Please do not hesitate to ask for clarification
WALLSTREETLAW : This is a common matter, you should not cash out the 401k before the bankruptcy as it can be taken,
WALLSTREETLAW : you can consider taking money out after the chapter 13 is confirmed but not at this point,
WALLSTREETLAW : Since you filed in 2011,
WALLSTREETLAW : you may only have a few years left in your chapter 13 so taking small amounts from the 401k would be fine,
WALLSTREETLAW : however, taking a large amount could make the creditors come after you,
WALLSTREETLAW : You can consider a 401k loan, as an option,
WALLSTREETLAW : but a lump sum would be risky.
WALLSTREETLAW : If you have any further questions please do not hesitate to ask.
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