For Barrister. Since I have rated you, the reply box is no longer available. Can we please continue conversing here. For your reference here is the link to my previous question: https://www.JustAnswer.com/question/index/64b7bc08dffe4d05bb82edaec323db6a?continueTheConversation=False
Sorry for the delay. I forgot that when you rate my service in JustAnswer it closes the question. . "is the plaintiff going to say i was not cooperative because i stopped making payments? on three occassions i told them what i could pay and they refused. does the interest keep accruing even though credit card is closed - at 29 percent? why didnt they take my payment plan and do i have a case about their refusal?" . . They may say this, but it doesn't really matter what they think. It only matters that they can prove you owe the debt. And yes, until they get a formal judgment against you, the interest keeps accruing at its normal rate. . As for why they didn't accept a payment plan, I can't say but it is likely they don't want to wait on their money if you are in default. Once someone defaults on an account, the creditor has no legal obligation to accept payments and they can sue for the entire balance. . . . Thanks. Barrister . Please remember to rate my service. If you need further help, just reply to me via the “REPLY” button and I will be happy to continue. . I cannot enter into an attorney client relationship, this is a public forum, and all posts are available for public viewing. There is no duty of confidentiality that attaches to any posts. The information provided is not a substitute for a local attorney’s legal advice.
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