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The mortgage company, as a first lienholder, has a right to object to this foreclosure as do you if you never received proper notice of the HOA foreclosure. You need to notify the bank first of all and let them know what the HOA did.
Second, if you want to get the house back, since you are still on the hook for the mortgage, you would need to go to the court where the foreclosure was conducted and file a motion to vacate the foreclosure and seek to have a hearing.
You cannot get back into the house until you vacate the foreclosure, since the HOA is right now the actual legal owner.
At this point, you would want to consider using a local consumer protection
or real estate law attorney to assist you to seek to reverse the foreclosure.
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