Thank you for your response.
Based on what she said, she has absolutely no leg to stand on in connection with any of the claims she is alleging against you.
A person does have a constitutionally protected freedom of speech
which allows this to say alot of things which may be harassing to you, but are legally allowed. However, she crosses the line when she accuses you of a crime and of fraud. Her false accusations are considered defamation
if she is making them to third-parties.
The first thing you should do is send her a CEASE AND DESIST letter telling her to immediately cease from all public accusations against you of fraud and of criminal behavior. Tell her that if she persists with these false statements you will be forced to sue her for defamation.
If she is repeatedly calling you the telephone and harassing you personally with these false threats, you need to contact the police and ask for a restraining order for telephone harassment
Please let me know if you have any further questions. Please also kindly consider rating my answer positively so that I am compensated by the website for my work on your question. Rating positively does not cause an additional charge and does not prevent us from further discussing your questions.