What has occurred here was that you were using "agency" on behalf of a corporation, or rather, you were acting as the agent.
A corporation is a separate legal entity. When acting on behalf of it, one is acting as an agent
to create binding agreements on it behalf. See First Church v. Dunton Realty, 574 P. 2d 1211 - Wash: Court of Appeals, 3rd Div. 1978
(general discussion of agency). The agent themselves
is typically not liable for the agreement made unless there is fraud or malicious intent.
Ergo, the company should have sued the CORPORATION, but, they have sued you, either by accident
(not understanding the original agreement), or, on purpose (hoping that you would either default or otherwise simply settle the matter).
Someone in your situation may wish to (1) file an ANSWER stating that the suit against you is improper, and (2) file a MOTION TO DISMISS
on said grounds.
Not filing anything may have them file for default judgment, and the matter would be over even before it begins.
Any negotiation should be with the company that has filed the suit, so if it is the collection agency, then it should be them, or rather, the counsel behind the suit.
May I recommend the Washington Bar referral program by county - here
. The attorneys are vetted and qualified. You should be able to find an attorney you are confident with and whom you can trust, and who is available ASAP.
Also, let me know if you need a template answer, that I may have. Best of luck.
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