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Lucy, Esq.
Lucy, Esq., Attorney
Category: Legal
Satisfied Customers: 20048
Experience:  Lawyer
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HOW CAN I FIND OUT ABOUT A BUSINESS LOCATED IN TEXAS THAT I

Customer Question

HOW CAN I FIND OUT ABOUT A BUSINESS LOCATED IN TEXAS THAT I BELIVED TO BE THAT OF A SCAM AND CALL MY RESIDENTS STATING THAT THEY ONLY CAN REVEAL THE INFORMATION TO YOU ONLY AFTER YOU SEND IN SOME SORT OF PAYMENTS AND STATING THEY ARE ACTING AS STATE ATTORNEY AND TRYING TO PUT A LEGAL ACTION AGAINST YOU. THEY ONLY HAVE PROOF THAT YOU ARE THE ONE THEY BEEN LOOKING FOR AND ONLY HAVE THE INFORMATION I BELIVED WAS EITHER SOLD THIRD PARTIES OR THOUGHT OLD LOAN ACCOUNTS ON THE INTERNET THEY ARE CALLING FROM THE NUMBER XXX-XXX-XXXX. CAN YOU ADVISED
Submitted: 1 year ago.
Category: Legal
Expert:  Lucy, Esq. replied 1 year ago.
Hi,

My name is Lucy and I'd be happy to answer your questions today.

For security reasons, unfortunately, the system deletes telephone numbers that are entered. Can you try it again, but use spaces instead of dashes?

It would also help to know this company's name, and their website address, if they have one, or their physical address, if you know it.

Also, can you clarify what you may by "they only can reveal the information to you after you send in some sort of payments"? You're saying that this company is contacting people out of the blue and demanding money to say who they are and what they do? Or is this a collections company?
Customer: replied 1 year ago.

9 7 9 7 0 5 5 5 0 8 no they would not give any name but to said they are attorney from Texas state office. no physical address but i did reverse phone number but will not have the answer until 1-3 days but it did tell me the location is Free port Texas. According to them they line is a record line and they can't give out any information,but that a lie what if i would have gave the a payment how would that have made a different with the calling for payment. I think they are using passed accounts that was used when i borrow some funds over the internet because they tried to tell me that they have my ssn# to prove that i I am that person they been call to claim I own their client Cash but no other information given only to say they are from Texas and that they are attorney.

Expert:  Lucy, Esq. replied 1 year ago.
Thank you.

You are right to be suspicious, because scam artists often will call people using information obtained from public databases, poses as debt collectors, and attempt to scare, berate, or badger the person into giving a credit card number of other personal information over the telephone. This practice is illegal.

The Federal Fair Debt Collection Practices Act prohibits debt collectors from contacting consumers without a meaningful disclosure of their identity. That means that they need to tell you who they are, where they're calling from, and that they're attempting to collect a debt. The Act also requires that they inform you of your right to request validation of the debt within 5 business days of the initial contact - they can't say "Pay us and we'll tell you." That's illegal. Once you request verification of a debt, they're not allowed to contact you at all, or continue attempting to collect, until they provide it.

When a debt collector violates the FDCPA, the consumer can sue for up to $1,000 per violation. You may benefit from sharing this information with them, letting them know that you're creating a log of their contacts, and that you intend to sue them for violation of the Act if they do not cease all contact with you immediately.

A legitimate debt collector will provide you with an address so that you can send the communications permitted under the FDCPA. If they refuse to do that, it's most likely a scam, and you can let them know that you're notifying the police (who can trace that number). If you can get an address, here are some sample letters that could help.
http://www.creditinfocenter.com/forms/sampleletter9.shtml

http://www.debtletter.com/validate-debt-no-third-party-contact-letter.html


It's also a violation of the FDCPA to tell a person that they will go to jail for non-payment of a debt. If they try that, it is most likely a scam. The state isn't going to tell you that unless it's a bounced check issue, and the state doesn't call people about bounced checks. If they had a case, they would notify you by mail.

Looking at reports from others who have received calls from the same number, this is not a legitimate caller.
http://whocallsme.com/Phone-Number.aspx/9797055508


Do not give him any personal information, and do not send him any money. If invoking your rights under the FDCPA doesn't work, and threatening to call the police doesn't work, you may want to see if your telephone company can block calls from that number.

If you have any questions or concerns about what I've written, please reply so that I may address them. It's important to me that you are 100% satisfied with the service I provide. Otherwise, please rate my service positively so that I get credit for answering your question. Thank you.

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