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What is this judgment from?
(that is, credit card, child support, personal injury action, etc...?)
Assuming that the judgment is not for child support, spousal support, or taxes, you have a lot of protection.Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any bankruptcy or insolvency law. The exceptions are that benefits are subject: (1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and (2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation.
As to your part time wages, Federal law places limits on wage garnishment amounts. However, Wisconsin imposes even stricter limits. In Wisconsin, the most that can be garnished from your wages are:
Disposable income is that part of the employee’s earnings remaining after deducting federal, state, local withholding, and Social Security taxes. Deductions for Individual Retirement Accounts, medical expense accounts, etc., do not reduce disposable income.
So at most they could garnish would be less than $10 ($227-217.50).
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credit for dental only
So the judgment was from a dental credit account / card / etc...? If that's the case then it would be an unsecured judgment, and the answer above would apply.
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ScottyMacEsq: Thank you very much for 7 free days. I will try and be done today.
Over a year ago and well over a year and a half ago my husband had been out of work for 21/2 yrs. When his Unemployement ended we were unable to stay afloat and were to a Bankruptcy Attorney. At that time we were 50,000 in debt. She listened for an hour and said "I can refer you too many attorneys who would be happy to do a Bankruptcy for you, but I can.t in all good judgement and honesty do one for you. You have nothingto lose, they can;t take your SS,your home or your old cars. In a while they may take you to small claims court, but they can't take what you don.t have. Since this last claim happened and my husbands part-time jpb I feel frightened. You were so wonderful in your answer Scottie, I was hoping you could give me a thought on this. Even if one debt was over $10,000.00 to a C.C.