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I am sorry to say that the creditor cannot legally remove a report to a credit bureau unless it was made in error and was actually incorrect when it was made. They cannot change the previous reports, they will send a new entry that the account is now current and paid off, which is all they can legally report to the credit bureau. They will send in a new report that the delinquency has been cured by paying the account current and that the account is in good standing.
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