no, i told him i had insured, and that was it, today i got a letter from his issured asking me to call them telling that what happen. i did not do that, or tell mine yet.
Thank you for your follow-up. I appreciate the clarification.This is a bit of a complicated situation. Since you never insured your vehicle, your insurance company would be completely within their rights to refuse to cover your losses. They are only responsible for specific vehicle listed, or potentially if you are driving a third party vehicle that is already properly insured. In addition if the other party finds out that you are not insured, they can contact the police department and have them ticket you also for driving without insurance. Consequently it may be wise to contact the other party directly, and offer that party to cover your costs and losses from the car. You can also potentially take that individual to small claims court to cover your losses, but I very much doubt that your insurance company will end up helping you in this situation.Good luck.
are you saying to call the guy, and what ask him to drop my name, and i take the loss, or answer his insure company letter.
sould i call my insure company, and see what i should do. two
Thank you for your follow-up.My apologies but I am not your attorney and I really cannot tell you what to do. All I can say is that if you contact your insurance company, or admit to him that you had no insurance, you may end up opening yourself up to potential tickets. It may be wise to contact this person directly first and try to work out or negotiate some manner of having him pay for your losses without getting the insurance companies involved.Good luck.
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