Is there a specific question I could assist you with?
Hello; my question is, am I still liable for said accident because I was an uninsured but licensed driver, even though i suspect the accident to be a scam?
The liability doesn't depend on insurance status, it depends on whose actions or omissions proximately cause the collision and damages (if any).
Are you still there?
JD 1992 I know you stepped out of this chat, but thank you!
Did you have additional questions?
is there any way you can convince my brother via phone!(NNN) NNN-NNNN/p>
No, unfortunately we are only allowed to have contact through the website. It's a part of the rules we sign.
His name isXXXXX
What is his concern?
oh ok. More details. I was wrong about the fwy. this occurred on the surface street.
he believes its a lost caused. he cannot afford to pay $9000
Why weren't you an insured driver? Did he not have any insurance?
his doctor canceled his licensed but had since been re-instated at the time of the accident. unfortunately he never re-registered his insurance back to his name.
So there was no insurance on the car at all?
yes the auto was insured at the time of the accident but under my fathers name, not my brothers.
my brother is the defendant in this matter. I am simply trying to convince him that he is not liable.
First, unless he was a driver that was specifically excluded from the policy then it should cover him.
no, he was not excluded.
Second, liability depends on who caused the accident, that's all. Liability has nothing to do with insurance.
The insurance policy likely covers him then. Has he reported the wreck to the insurance company?
ah, I see. She or plaintiff was the cause. yes my brother notified the insurance.
My brother says he has a sr-22?
Whoever got served needs to contact the insurance company, provide them a copy of the papers, and turn it over to their lawyers (which they should provide).
It shouldn't matter.
Regardless of the insurance, they don't automatically win. They have to prove that he caused the wreck.
i am speaking to my brother on the line
he wishes to know if this will affect his credit history at all. He is trying to avoid any problems because he is buying a home in the very near future
thanks JD 1992.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).