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Hello; my question is, am I still liable for said accident because I was an uninsured but licensed driver, even though i suspect the accident to be a scam?
The liability doesn't depend on insurance status, it depends on whose actions or omissions proximately cause the collision and damages (if any).
Are you still there?
JD 1992 I know you stepped out of this chat, but thank you!
Did you have additional questions?
is there any way you can convince my brother via phone!(NNN) NNN-NNNN/p>
No, unfortunately we are only allowed to have contact through the website. It's a part of the rules we sign.
His name isXXXXX
What is his concern?
oh ok. More details. I was wrong about the fwy. this occurred on the surface street.
he believes its a lost caused. he cannot afford to pay $9000
Why weren't you an insured driver? Did he not have any insurance?
his doctor canceled his licensed but had since been re-instated at the time of the accident. unfortunately he never re-registered his insurance back to his name.
So there was no insurance on the car at all?
yes the auto was insured at the time of the accident but under my fathers name, not my brothers.
my brother is the defendant in this matter. I am simply trying to convince him that he is not liable.
First, unless he was a driver that was specifically excluded from the policy then it should cover him.
no, he was not excluded.
Second, liability depends on who caused the accident, that's all. Liability has nothing to do with insurance.
The insurance policy likely covers him then. Has he reported the wreck to the insurance company?
ah, I see. She or plaintiff was the cause. yes my brother notified the insurance.
My brother says he has a sr-22?
Whoever got served needs to contact the insurance company, provide them a copy of the papers, and turn it over to their lawyers (which they should provide).
It shouldn't matter.
Regardless of the insurance, they don't automatically win. They have to prove that he caused the wreck.
i am speaking to my brother on the line
he wishes to know if this will affect his credit history at all. He is trying to avoid any problems because he is buying a home in the very near future
thanks JD 1992.